Travel insurances are mainly aimed at protecting travelers from any kind of unforeseen circumstances which might occur during their holiday outside their hometown or home country. Travel insurances are a great means of guaranteeing a peaceful and hassle free holiday experience. Travel insurances comes in various shapes and sizes , often tailored made to meet the requirements of travelers.
The main purpose of travel insurances is to protect travelers from any kind emergency situations, and safe guard their belongings and ensure a happy trip for them. Travel insurances generally cover issues like medical expenses, accidental death or injury, loss, or damage of personal possessions, cancellation or delayed departure of flights, loss of baggage, loss of passport, and even overseas funeral expenses.
However travel insurance does not cover preexisting medical conditions like mental disorders, anxiety, depression, sexually transmitted diseases like AIDS, addiction to alcohol or drugs, and expenses arising out of loss of valuables, money, tickets, etc. There are mainly seven types of travel insurances available. They are: single trip insurance, multi trip travel insurance, and long stay travel insurance. Family insurance, sports travel insurance, backpacker's insurance and annual travel insurance.
Single trip travel insurance is generally meant for people traveling with their families for a short trip. These insurances only cover the trip cancellation and medical emergency clauses. Multiple travel insurances generally cover a number of trips within a certain period of time and provide additional benefits like discounts and special holiday offers.
Long stay travel insurances are targeted at people visiting relatives or going abroad for a period of more than 3 months. Family insurances cover each and every member of the family and their needs even if they travel to different destinations at different point of time during the year.
Annual travel insurance generally covers all the travel made by a traveler during a year's time within a certain radius of their home. Backpackers insurance is an unique type of insurance specially designed to meet the risk of a backpacking travel experience surrounded by strangers and unknown adventures that at times get dangerous.
Last but not the least we have sports insurance designed for adventure sports enthusiasts. These insurance generally cover travelers from any loss occurring from loss of equipments or any kind of physical injuries that are common in such trips. Apart from all these clauses travel insurance these days protect travelers from any kind unforeseen terrorist attack that might affect his stay in a foreign country
Students traveling abroad for higher studies are covered by special insurance program that takes care of their medical expenses, study interruption, sponsor protection, personal liability and repatriation.
The market is flooded with various insurance programs and now it is up to the traveler to decide for himself which insurance program fits him best according to the cost and liability involved in it. However it is always a good idea to purchase travel insurance before setting off for a dream vacation because it gives a lot of security and peace of mind which is very important to enjoy a holiday.
The main purpose of travel insurances is to protect travelers from any kind emergency situations, and safe guard their belongings and ensure a happy trip for them. Travel insurances generally cover issues like medical expenses, accidental death or injury, loss, or damage of personal possessions, cancellation or delayed departure of flights, loss of baggage, loss of passport, and even overseas funeral expenses.
However travel insurance does not cover preexisting medical conditions like mental disorders, anxiety, depression, sexually transmitted diseases like AIDS, addiction to alcohol or drugs, and expenses arising out of loss of valuables, money, tickets, etc. There are mainly seven types of travel insurances available. They are: single trip insurance, multi trip travel insurance, and long stay travel insurance. Family insurance, sports travel insurance, backpacker's insurance and annual travel insurance.
Single trip travel insurance is generally meant for people traveling with their families for a short trip. These insurances only cover the trip cancellation and medical emergency clauses. Multiple travel insurances generally cover a number of trips within a certain period of time and provide additional benefits like discounts and special holiday offers.
Long stay travel insurances are targeted at people visiting relatives or going abroad for a period of more than 3 months. Family insurances cover each and every member of the family and their needs even if they travel to different destinations at different point of time during the year.
Annual travel insurance generally covers all the travel made by a traveler during a year's time within a certain radius of their home. Backpackers insurance is an unique type of insurance specially designed to meet the risk of a backpacking travel experience surrounded by strangers and unknown adventures that at times get dangerous.
Last but not the least we have sports insurance designed for adventure sports enthusiasts. These insurance generally cover travelers from any loss occurring from loss of equipments or any kind of physical injuries that are common in such trips. Apart from all these clauses travel insurance these days protect travelers from any kind unforeseen terrorist attack that might affect his stay in a foreign country
Students traveling abroad for higher studies are covered by special insurance program that takes care of their medical expenses, study interruption, sponsor protection, personal liability and repatriation.
The market is flooded with various insurance programs and now it is up to the traveler to decide for himself which insurance program fits him best according to the cost and liability involved in it. However it is always a good idea to purchase travel insurance before setting off for a dream vacation because it gives a lot of security and peace of mind which is very important to enjoy a holiday.
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