Wednesday 9 November 2016

General Insurance in Florida

Sunny insurances

General Insurance Florida is a state-wide company providing all kinds of automobile coverage and insurances for individuals, businesses and families. It is happy to shoulder insurance costs for Floridians to guarantee safer and funded driving. You can be given this insurance opportunity even if you have not so perfect driving record, have never been insured, had lapsed policy or suspended/revoked coverage.

Florida State Insurance Specifics

Florida State has its mandatory minimum of coverage required for everyone who is a car owner. Personal Injury Protection is $10,000 while Property Damage Liability is the same $10,000 as long as you have a Florida tag even if you drive in a different state or not used. PIP coverage is a type of coverage responsible for compensating loss injuries with no regard to who is guilty for causing the crash.

It applies to bodily injuries done to you, your family relatives who do not live with you or passengers who are not necessarily covered by PIP but were in your vehicle, as well as licensed drivers who drove your car. This law has no exclusions. If you encountered accidents in the past or have been convicted in particular offenses, you may be additionally required to buy Bodily Injury Liability coverage.

Establishments and institutions

General Insurance is supported and regulated by several institutions and associations that have public and governmental value. These are Florida Office of Insurance Regulation, the Official State of Florida, Florida Department of Transportation and Florida Department of Highway Safety and Motor Vehicles. Apart from General Insurance Florida itself, you can contact all those departments and offices for assistance, help and claims in your insurance experience.

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